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The Most Overlooked Source of Funding for Real Estate and Small Businesses

For a start up company, it’s usually hard to obtain funding and capital for your business. Statistically, 4 out of 5 new businesses fail after the first year. That’s why most lenders or banks view the process of funding for small business owners as very high risk. Consequently, a newcomer to any sector of the market will have a hard time getting approved for loans. Most new business owners try to look for checkbook lines o

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Unrealistic Expectations of Real Estate Investors When It Comes To Funding Their Investments

I encounter a lot of investors who want real estate funding for nothing. In other words, they want to get funding for their projects without any out of money expense.

This is very unrealistic. For one thing, 100% financing is very hard to come by. Lenders are wary when funding even at 80% financing, and that risk triples when they do 100% financing.

Having said that, it’s not impossible to

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Why Savers are Losers

I know a lot of people would disagree with me on this topic. Nothing can go wrong when you save right? How can saving be wrong and how could you be a loser for doing it?

Don’t get me wrong, it’s not that saving money is bad, it’s definitely better than spending money. But if you really think about it, let’s say you were able to save $10,000 dollars and you put it in a high yield savings account which earns 1.5% (which is a stretch nowadays, because realistically you’re proba

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5 Reasons Why Your Home Isn’t an Asset

A lot of people have misconceptions regarding assets and liabilities, thinking that it’s confusing to define and differentiate the two. But the truth is, you don’t need to be good in numbers or be a degreed accountant to know the difference.

See, it all boils down to this fact: An asset puts money in your pocket and a liability takes money out of your pocket. No exceptions, it’s not rocket science.

Most people consider their house as their biggest asset. The reali

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